APR vs APY: The Difference That Costs You
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YouTubeNet Worth It Daily
APR vs APY: The Difference That Costs You
APR and APY look alike but aren't. APR is the simple yearly rate before compounding; APY includes compounding. On debt (like a credit card) your real cost trends toward the higher APY; on savings, chase the highest APY because that's your money compounding for you. Same letters, opposite impact. This video is for educational and entertainment ...
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