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💳 HOW DO CREDIT CARDS WORK? 🇿🇦 A credit card lets you spend the bank’s money and pay it back later. But if you don’t use it wisely, it can put you into debt! 😬 Here’s what you need to know 👇 💳 1. Keep your usage below 30% If your credit limit is R10,000, try to keep your balance below R3,000. This can help you manage your debt and may help your credit score. 💰 2. Always pay on time Missing payments can hurt your credit score and make it harder to get loans in the future. Too many missed p
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💳 Carrying a credit card balance? Interest can add up fast. A balance transfer may help you pay down your debt with less interest, so more of each payment goes toward the balance itself. 👇 Tap the link in my bio to see the details and eligibility on this card. Save this for later 📌 and share it with someone who might find it helpful. #balancetransfer #canadiancreditcards #debtfreecanada #personalfinancecanada Disclaimer: The information in this content may become outdated over time. For the m
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