Discover how to build financial freedom using Vanguard index funds in your 401k. Learn about S&P 500, mid-cap, and small-cap index fund strategies.

Why are more Americans tapping into their 401(k)? In 2024, 401(k) hardship withdrawal rules changed in accordance with the Securing a Strong Retirement Act of 2022 (SECURE 2.0).

You may be inclined to stop funding your 401(k) the year before you retire. But before you halt contributions, look at the ...

Based on the average 401(k) balance of $244,750, this translates to a safe withdrawal rate of $9,790 per year for the average Vanguard 401(k) participant. Even when combined with Social Security ...

In the latest report released in 2024, Vanguard found the average 401(k) balance across all age groups is $134,128. For those aged 35 to 44, however, the average balance is much lower at $91,281.

Overall, 28% of 401(k)s held at Vanguard have less than $10,000 in them, and small-balance accounts make the median far smaller than the average. And this certainly makes sense.

Vanguard employees won’t have an S&P 500 index fund in their 401(k) plan Index-fund pioneer says Total Stock Market Index Fund is better Published: June 8, 2018 at 10:28 a.m. ET ...

I won't keep you in suspense: The average person in the 55-to-64 age group, which I'd call "pre-retirees," has $244,750 in their 401(k), according to the latest How America Saves report by Vanguard.

Overall, 28% of 401(k)s held at Vanguard have less than $10,000 in them, and small-balance accounts make the median far smaller than the average. And this certainly makes sense.

For one thing, the median 401(k) balance in this age group is $87,571, a much lower amount. It's also worth noting that this is just how much people have in their Vanguard 401(k) accounts. If they ...

Overall, 28% of 401(k)s held at Vanguard have less than $10,000 in them, and small-balance accounts make the median far smaller than the average. And this certainly makes sense.