Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

Buying a life insurance policy is one of the most important financial steps you can take to protect your loved ones. But it's not enough to simply purchase life insurance -- you also need to make sure ...

Zack Sigel is a writer and editor based in New York City. He has been managing editor at Policygenius and M1 Finance, where he led teams specialized in writing about business and finance, and he has ...