If you invested $10,000 at 5% simple interest for 10 years, you would receive $500 in interest every year, for a total of $5,000 in earned interest at the end of year 10. This would make your total of ...

Earning interest remains one of the cornerstones of investing and lets you earn passive income by putting your money into interest-bearing securities or accounts. Compound interest allows you to ...

Simple interest calculates earnings or payments based solely on the initial principal, while compound interest grows by calculating interest on both the principal and the accumulated interest over ...

Editor's Note: APYs listed in this article are up-to-date as of the time of publication. They may fluctuate (up or down) as the Fed rate changes. Select will update as changes are made public. Some ...

Rate of return represents the percentage net gain or loss of an investment's initial cost over a period of time. The rate of return calculates the percentage change from the beginning to the end of a ...

If you’re buying your first home or getting ready to invest in securities for the first time, you probably have a lot of questions. The first and most important should be, “How do interest rates work?

Any time you invest money, you’ll find yourself dealing with interest rates. They can be a little confusing if you’re just getting started. What are interest rates, and how do they work? It’s a ...

Compound interest is the interest earned on money that has already earned interest. Compound interest helps your money grow faster, with no additional investment on your part. Many or all of the ...

Liliana Hall was a writer for CNET Money covering banking, credit cards and mortgages. Previously, she wrote about personal credit for Bankrate and CreditCards.com. David McMillin writes about credit ...